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Bausparkasse Schwäbisch Hall - Market Leader in Germany

Bausparkasse Schwäbisch Hall is the largest institution in Germany to offer contractual savings for housing. With about 7 Mio. people it also has the largest customer base in Germany.


International success  

Bausparkasse Schwäbisch Hall was pioneer in exporting Bausparen modeled after the German system and has been active in the international arena since 1992. The amendment of the Building and Loan Associations Act in 1991 made it possible for the first time to establish affiliated companies in foreign countries.

Learn more about the affiliated companies in Slovakia (Prvá stavebná sporitel’ňa, a.s., founded in 1992), Hungary (Fundamenta-Lakáskassza Lakás-takarékpénztár Zrt., founded in 1997) and China (Sino-German Bausparkasse Co. Ltd., founded in 2004).


Learn more about the Management Board of Bausparkasse Schwäbisch Hall

With about 7 million customers Schwäbisch Hall is the biggest Bausparkasse in Germany

Schwäbisch Hall sells its financial products for Bausparen (i.e. Contractual Savings for Housing), Construction financing and Additional Provision products all around the owner-occupied housing property jointly with the cooperative banks, which offer one of the densest banking service networks in Germany. Around 3,300 own field agents work nationwide for Schwäbisch Hall and more than 3,200 staff are employed at the Schwäbisch Hall headquarters.  

  • Company domicile:           Schwäbisch Hall,  Germany
  • Year of establishment:      1931
  • Number of staff:                more than 6,500
  • Number of customers:      about 7 million

Shareholder Structure

Bausparkasse Schwäbisch Hall is a company of DZ BANK Group, jointly with DZ HYP, DZ PRIVATBANK, R+V Insurance company, TeamBank, Union Investment Group, VR LEASING and various other specialised institutes. On the basis of the four strategic business segments, i.e. Retail customer business, Corporate business, Capital market business and Transaction Banking, DZ BANK Group depicts its strategy and services portfolio for the cooperative banks and their customers. DZ BANK Group is part of the cooperative financial group, comprising around 800 Volksbanks and Raiffeisenbanks and, measured in terms of balance-sheet total it is one of the biggest private financial services organisations in Germany. Within the cooperative financial group DZ BANK AG serves as central institute for the cooperative banks and as commercial bank. DZ BANK AG is the majority shareholder of Bausparkasse Schwäbisch Hall. Further shareholders are various cooperative banks of the cooperative financial group.


Core business segments

  • Bausparen (Contractual Savings for Housing)
  • Housing finance
  • Additional provision products
  • Business abroad
Schwäbisch Hall Bausparfuchs steht und hält einen Daumen hoch

Further business segments

  • Processing
  • Facility Management
  • Training
Im Kunden-Service-Center (KUC) von Schwäbisch Hall werden täglich rund 15.000 Anfragen von Schwäbisch Hall-Kunden beantwortet.

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