Schwäbisch Hall - building a home together
Saving money through Bausparen helps people all over the world to create
- and keep - a home.
Bausparkasse Schwäbisch Hall - Market Leader in Germany
Bausparkasse Schwäbisch Hall is the largest institution in Germany to offer contractual savings for housing. With 7.2 Mio. people it also has the largest customer base.
Bausparkasse Schwäbisch Hall was pioneer in exporting Bausparen modeled after the German system and has been active in the international arena since 1992. The amendment of the Building and Loan Associations Act in 1991 made it possible for the first time to establish affiliated companies in foreign countries.
Today the affiliated companies in Slovakia (Prvá stavebná sporitel’ňa, a.s., founded in 1992), Hungary (Fundamenta-Lakáskassza Lakás-takarékpénztár Zrt., founded in 1997) and China (Sino-German Bausparkasse Co. Ltd., founded in 2004) have a total of 1.8 million customers with around 2.1 million Bauspar contracts. All of these affiliated companies are market leaders in their countries.
With 7.2 million customers Schwäbisch Hall is the biggest Bausparkasse in Germany
Schwäbisch Hall sells its financial products for Bausparen (i.e. Contractual Savings for Housing), Construction financing and Additional Provision products all around the owner-occupied housing property jointly with the cooperative banks, which offer one of the densest banking service networks in Germany. Around 3,300 own field agents work nationwide for Schwäbisch Hall and 3,000 staff are employed at the Schwäbisch Hall headquarters.
- Company domicile: Schwäbisch Hall, Germany
- Year of establishment: 1931
- Number of staff: 6,500
- Number of customers: 7.2 million
Bausparkasse Schwäbisch Hall is a company of DZ BANK Group, jointly with DZ HYP, DZ PRIVATBANK, R+V Insurance company, TeamBank, Union Investment Group, VR LEASING and various other specialised institutes. On the basis of the four strategic business segments, i.e. Retail customer business, Corporate business, Capital market business and Transaction Banking, DZ BANK Group depicts its strategy and services portfolio for the cooperative banks and their customers. DZ BANK Group is part of the cooperative financial group, comprising around 900 Volksbanks and Raiffeisenbanks and, measured in terms of balance-sheet total it is one of the biggest private financial services organisations in Germany. Within the cooperative financial group DZ BANK AG serves as central institute for the cooperative banks and as commercial bank. DZ BANK AG is the majority shareholder of Bausparkasse Schwäbisch Hall. Further shareholders are various cooperative banks of the cooperative financial group.
Core business segments
- Bausparen (Contractual Savings for Housing)
- Housing finance
- Additional provision products
- Business abroad
Further business segments
- Facility Management