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Green Bond

Grüner Pfandbrief

   

Since 2024, Bausparkasse Schwäbisch Hall has been issuing Green Bonds exclusively as mortgage Pfandbriefe in accordance with the minimum standards for Green Pfandbriefe of the Association of German Pfandbrief Banks (vdp) and the German Pfandbrief Act.

This enables, Schwäbisch Hall, as the largest German Bausparkasse and one of the largest providers of housing construction financing in Germany, to make a significant contribution to the sustainable transformation of the residential building sector: The proceeds from the issuance of Green Pfandbriefe are used exclusively to finance or refinance energy-efficient property and to refurbish existing property to make it more energy-efficient. 

This is where you will find relevant presentations for investors that offer a comprehensive overview of all main issues at Bausparkasse Schwäbisch Hall. These include: 

  • Green Bond Presentation 
  • Green Bond Framework 
  • Second Party Opinion ISS ESG 
  • Transparency Report

This information and documents on the following webpages have been prepared by Bausparkasse Schwäbisch Hall AG and is intended solely for information purposes. The information contained herein is not directed at Consumers or private individuals, and specifically not at persons or entities subject to US securities laws. This document and the information contained therein may not be distributed in the US or in any jurisdiction where such distribution is prohibited.

This document does not constitute either a public offer or an invitation to submit an offer to purchase securities or financial instruments. It cannot replace an independent examination of the opportunities and risks related to the product presented, taking into account the relevant investment objectives. No investment decision relating to any securities or other financial instruments may under any circumstances be made on the basis of this document, but only on the basis of a prospectus.

In particular, Bausparkasse Schwäbisch Hall AG does not act as an investment adviser or on the basis of an asset management obligation. This document does not constitute any financial analysis. The data, facts and information used in this document do not claim to be complete, accurate or appropriate but, to the best of our knowledge, have been taken from sources considered to be reliable, although we have not verified all such information ourselves. The information and statements are as at the preparation date of this document. They may change at any time or become outdated due to future developments without Bausparkasse Schwäbisch Hall AG being under any obligation to correct or update the information contained herein or to inform you of this.

Accordingly, Bausparkasse Schwäbisch Hall AG makes no warranty or representation regarding the accuracy, completeness or correctness of the information or opinions contained herein. Bausparkasse Schwäbisch Hall AG accepts no liability for direct or indirect damage or losses caused by the distribution and/or use of this document and/or in connection with the distribution and/or use of this document.

This document may contain expectations and forecasts relating to the future. Such forward-looking statements, in particular with regard to the business and earnings performance of Bausparkasse Schwäbisch Hall AG, are based on planning assumptions and estimates and are subject to risks and uncertainties. Actual results may therefore differ from those currently projected. The information contained in this document is the property of Bausparkasse Schwäbisch Hall AG and may not be disclosed to third parties or used for other purposes without the prior consent of Bausparkasse Schwäbisch Hall AG.



Sustainabilty Report 2025 in accordance with CSRD

 

The Sustainability Report 2025 for the Schwäbisch Hall Group covers activities and key indicators in financial year 2025 in accordance with the GRI Standards.

 

Financial Report 2025

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