In 1992, Slovakia was the first country in Eastern Europe to introduce Bausparen – with incredible success. PSS is the leading company in this impressive success story.

During the political changes that took place at the beginning of the 1990s, many apartments were privatized. At the same time, the Slovakian government was looking for tools to improve its housing inventory and methods for financing residential construction. It rightfully trusted the German Bauspar System. The success of Bausparen in the market from the very beginning also encouraged and enthused neighbouring countries for the concept of Bausparen.
In the meantime, more than one in four Slovaks has improved his or her housing situation with the help of Bausparen. The institutions offering Bausparen in Slovakia concentrate in particular on financing modernization, renovation and repair work. Around 60 percent of the funds loaned through these measures are used for the improvement of existing apartments and houses. With nearly 80 percent of market share, the undisputed market leader is Prvá stavebná sporitea (PSS), a company in which Bausparkasse Schwäbisch Hall is invested.

Prvá stavebná sporitel’na, a.s. (PSS)

Logo der Erste Bausparkasse AG in der Slowakei
  • Corporate headquarters:   Bratislava, Slovakia
  • Year established:              1992
  • Core business:                  Bausparen, construction financing

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